In Mexico it is difficult to get excellent health service in a public institution due to high demand,
that is why is vital to have Major Medical Insurance to be serviced in a private institution.
Without health we cannot carry out our daily activities.
Types of Insurance:
➢ Major Medical Insurance Focused on covering illnesses or accidents, as well as some related expenses such as hospitalization,
medications and therapies.
➢ Health: These plans are in charge of preventing diseases; in other words, they cover consultations and exams
that are required to keep a good health.
- Deductible: It is a fixed amount that the insured must pay on a claim.
- Coinsurance: It is a percentage that is applied after the deductible is satisfied.
- Hospital Level: The network of hospitals where the insured decides to get health service.
- Medical Tab: Determine the maximum amount of medical fees.
An simple emergency in a Mexican private institution can cost 60,000 MXN without health insurance.
Group
Why should I get insured?
Competition between companies is increasing every day, many companies in order to obtain quality awards
such as "Great Place to Work" or "Fortune Companies", offer life insurance for their employees known as Group Insurance.
Many times this insurance can be paid by the company or also offered to its employees on a contributory basis.
The advantages of Group Health Insurance are the elimination of waiting periods, wider coverage and flexibility
by including seniors (depending on the company).
If you are part of group insurance policy, and you are going to switch jobs into a company that does not
offer the same benefits; it is vital that you contact Yamazaki Insurance to get the right advise
on the conversion to individual insurance plan, so you do not lose your seniority and benefits.
AP - Personal Accidents
Why should I get insured?
These plans offer protection to those groups of people under family or business ties from the costs
caused by a single accident. Personal Accident Insurance offers you the possibility of create a
coverage that suits your needs and/or particular circumstances.
Personal Accident Insurance offers the following protection possibilities:
➢ Individual:
In the event of death or disability suffered by the insured in the event of an accident, this Insurance offers the possibility of
compensation, reimbursement of medical expenses and coverage of daily hospital expenses.
➢ Personal Accident Packages:
Likewise, it offers different coverage packages adapted to particular circumstances, for example (Vacation,
Sports, Work, School, etc).
